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Privacy Policy

Last Updated: April 2026 • Transparency & Data Protection Notice

At mytotalemi (accessible from https://mytotalemi.co.in/), visitor privacy is one of our foundational commitments. This Privacy Policy outlines the types of information recorded and processed by our platform and how it is protected.

1. Local Processing & Zero Personal Data Storage

All financial computations performed on our loan calculators (including principal amounts, interest rates, tenures, and amortization tables) are executed locally inside your web browser using JavaScript. We do not store, transmit, or harvest your personal financial calculation inputs on external databases.

2. Standard Server Log Files

mytotalemi follows standard website hosting procedures using log files. Information logged includes Internet Protocol (IP) addresses, browser type, Internet Service Provider (ISP), date/time stamps, referring/exit pages, and click statistics. This information is purely used for security monitoring, trend analysis, site administration, and infrastructure performance optimization. Log files are not linked to personally identifiable information.

3. Cookies & Web Beacons

Like most modern platforms, mytotalemi uses cookies to store visitor preferences and optimize user experience based on browser capabilities or device settings.

4. Google DoubleClick DART Cookies & AdSense

Google is a third-party vendor on our site. It utilizes cookies (such as DART cookies) to serve relevant advertisements to visitors based on visits to www.mytotalemi.co.in and other sites on the Internet. Visitors may opt-out of personalized DART cookie advertising by visiting the Google Ad and Content Network Privacy Policy at: https://policies.google.com/technologies/ads.

5. Third-Party Privacy Policies

mytotalemi's Privacy Policy does not apply to external advertisers or linked third-party websites. We encourage visitors to consult the respective privacy disclosures of third-party ad networks for instructions on opt-out procedures and cookie management.

6. Children's Online Privacy Protection

mytotalemi does not knowingly collect or solicit Personal Identifiable Information from children under the age of 13. If you believe a child has submitted personal details on our site, please contact us immediately at support@mytotalemi.co.in for swift removal.

7. Consent & Updates

By using our website, you hereby consent to our Privacy Policy and agree to its terms. Questions regarding this policy can be directed via our Contact Page.

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